Frequently Asked Questions

FAQ

A public adjuster is a licensed professional who represents you, the policyholder, not the insurance company.

We handle, manage, and negotiate your insurance claim to help you receive the maximum settlement you’re entitled to under your policy.

Insurance company adjusters work for the insurer and aim to protect their interests.

A public adjuster works exclusively for you, ensuring your claim is properly documented, valued, and fairly settled.

You should consider hiring a public adjuster if:

  • Your property has suffered significant damage
  • Your claim has been delayed, denied, or underpaid
  • You feel overwhelmed by the claims process
  • You want a professional to handle negotiations on your behalf

We assist with a wide range of property damage claims, including:

  • Fire and smoke damage
  • Water and flood damage
  • Storm, wind, and hail damage
  • Mold damage
  • Business interruption claims

We work on a contingency fee basis, meaning we only get paid if you get paid.

Our fee is typically a percentage of the final settlement, and there are no upfront costs.

While every claim is different, studies and industry experience show that policyholders who use public adjusters often receive higher settlements than those who handle claims on their own.

In many cases, yes. If your claim was underpaid or denied, we can review it and determine whether it can be reopened or supplemented for additional compensation.

The timeline varies depending on the complexity of the claim, the extent of the damage, and the responsiveness of the insurance company.

We work efficiently to move your claim forward as quickly as possible.

No. Once you hire us, we handle all communication, documentation, and negotiations with your insurance company, so you don’t have to.

If your claim is large, complex, or disputed, having a professional advocate can make a significant difference in both the outcome and your peace of mind.

Simply contact us for a free consultation. We’ll review your situation, explain your options, and guide you through the next steps.

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